Crescent Credit Union - The Great Feeling of Better Banking.

Deposit Account Rates

Rates Accurate as of

  INTEREST RATE

ANNUAL PERCENTAGE YIELD

MIN. DEPOSIT TO OPEN AND EARN APY

CHECKING ACCOUNTS
No Minimum 0.10% 0.10% $25
Low Minimum 0.10% 0.10% $25
NOW 0.15% 0.15% $25
Crescent 62 0.15% 0.15% $25
Premier Checking 0.25% 0.25% $25
  INTEREST RATE

ANNUAL PERCENTAGE YIELD

MIN. DEPOSIT TO OPEN AND EARN APY

SAVINGS ACCOUNTS
Savings  (Passbook/Statement) 0.30% 0.30% $25
Club Account 0.30% 0.30% $1
Money Market 0.40% 0.40% $2,500
Super Money Market
     $2,500 to $24,999.99 0.50% 0.50% $2,500
     $25,000 to $49,999.99 0.60% 0.60% $25,000
     $50,000 to $99,999.99 0.75% 0.75% $50,000
     $100,000 and over 0.95% 0.95% $100,000
(or balances below $2,500) 0.15% 0.15% $25
Maximum Money Market
     $2,500  to $24,999.99 .65% .65% $2,500
     $25,000  to $49,999.99 .80% .80% $25,000
     $50,000 and over 1.04% 1.05% $50,000
(for balances below $2,500) 0.15% 0.15% $25
Maximum Money Market requires a companion checking account with any of the following: (1) Monthly direct deposit or (2) $1,000 minimum daily balance or (3) activated Bill Pay service with three bills paid per statement period.  

Rates on accounts listed above may change after the account is opened. Fees on these accounts could reduce earnings.

Certificates of Deposit and IRA Certificates

  REGULAR CERTIFICATES IRA CERTIFICATES

MINIMUM DEPOSIT
TO OPEN

TERM INT RATE A.P.Y INT RATE

A.P.Y

91 Days 0.60% 0.60% 0.60% 0.60% $1,000
6 Month 0.90% 0.90% 0.90% 0.90% $1,000
9 Month 1.00% 1.00% 1.00% 1.00% $1,000
1 Year 1.00% 1.00% 1.00% 1.00% $1,000
15 Month 1.09% 1.10% 1.09% 1.10% $1,000
18 Month

1.24%

1.25%

1.24%

1.25%

$1,000

2 Years

1.44%

1.45%

1.44%

1.45%

$1,000

2 ½ Years

1.64%

1.65%

1.64%

1.65%

$1,000

3 Years

1.88%

1.90%

1.88%

1.90%

$1,000

4 Years

2.08%

2.10%

2.08%

2.10%

$1,000

5 Years

2.18%

2.20%

2.18%

2.20%

$1,000

SPECIALS

 

 

 

 

 

8 Month**

1.00%

1.00%

1.00%

1.00%

$1,000

13 Month***

1.09%

1.10%

1.09%

1.10%

$1,000

25 Month # 1.54% 1.55% 1.54% 1.55%

$1,000

37 Month ## 1.98% 2.00% 1.98% 2.00%

$1,000

** When your certificate matures, it will roll over to the 6 -Month term and rate. 
***When your certificate matures, it will roll over to the 1-Year term and rate.
#  When your certificate matures, it will roll over to the 24-month term and rate. 
## When your certificate matures, it will roll over to the 36-month term and rate. 


All deposits insured in full: National Credit Union Administration (NCUA) and Massachusetts Share Insurance Corp. (MSIC)

Unless otherwise indicated, the minimum deposit for all certificates is $1,000.00. You must maintain a minimum daily balance of $1,000.00 in your Certificate each day to obtain the disclosed annual percentage yield. Early withdrawal penalties may exist on Certificate Accounts. Above rates subject to change without notice.

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