Crescent Credit Union - Consumer Loan Rates

Rates Accurate as of

Click the button on right to apply, or call 1-800-545-6862.

RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY VARY DEPENDING ON CREDIT SCORE. OTHER RATES AND TERMS AVAILABLE.

WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
NEW AUTOMOBILE		Max. LTV New = 100% of MSRP.
Model Years	TERM (months)	APR with autopay	Pymt/$1000	APR with coupon book	Pymt/$1000
2010-2012	63	2.99%	$17.17	3.24%	$17.28
2010-2012	66	3.24%	$16.56	3.49%	$16.67
2010-2012	72	3.74%	$15.53	3.99%	$15.64
2010-2012	75	4.74%	$15.43	4.99%	$15.55
USED AUTOMOBILE
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
2009	63	2.99%	$17.17	3.24%	$17.42
2008	60	3.29%	$18.10	3.54%	$18.21
2007	60	3.35%	$18.12	3.60%	$18.24
2006	48	3.84%	$18.34	4.09%	$18.46
2003-05 80% LTV	36	4.99%	$29.96	5.24%	$30.08
SPECIALTY VEHICLE CLASSIC OR COLLECTIBLE			Maximum LTV is 80% of NADA retail.
1995 OR OLDER
1995 or older	36	7.05%	$30.90	7.30%	$31.01
1995 or older	48	7.30%	$24.08	7.55%	$24.20
MOTORCYCLES - NEW
2010-2012	60	4.74%	$18.75	4.99%	$18.87
2010-2012	72	5.74%	$16.45	5.99%	$16.57
MOTORCYCLES - USED
2005-2010 *	60	6.74%	$19.68	6.99%	$19.79
2004 **	48	8.74%	$24.76	8.99%	$24.88
* Max. LTV = 100% MSRP or NADA Retail. ** Max. LTV used = 85% NADA Retail.
PERSONAL (UNSECURED) LOAN
	APR with autopay		APR with coupon book		$300.00 minimum loan amount $15,000.00 maximum loan amount
12 months	6.74%		6.99%
Cost / Thousand	$86.41		$86.52
Up to 24 months	7.99%		8.24%
Cost / Thousand	$45.22		$45.34
Up to 36 months	8.99%		9.24%
Cost / Thousand	$31.80		$31.91
Up to 48 months	9.49%		9.74%
Cost / Thousand	$25.12		$25.24

RECREATIONAL VEHICLE
Term		Rate		Autopay rate is not available for this product.
1 - 10 Years		7.75%		Rate is determined by borrowers credit score
Cost / Thousand		$12.00		(Risk Based Pricing)
based on 10 year term

We will finance up to 90% of the value. (Maximum Loan Amt. of $55,000.00)

ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

PASSBOOK SHARE SECURED
	*Money Market, IRA, & Share Draft Accounts are ineligible as collateral.*
	MONTHLY PAYMENT 3% above passbook share rate
	Minimum loan $500.00.
	SINGLE PAYMENT 3% above passbook share rate.
	Minimum loan $500.00.
*PRINCIPAL & INT. PORTIONS OF THE LOAN MUST BE HELD IN THE SHARE AS COLLATERAL.*

SHARE DRAFT OVERDRAFT PROTECTION & PERSONAL CREDIT LINE
	Minimum Loan $500.00 Maximum Loan $5,000.00 Fixed Rate of 15%
	Cost / Thousand $12.33 (for a 30 day period)

NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.

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