Crescent Credit Union - Consumer Loan Rates

Rates Accurate as of

Click the button on right to apply, or call 1-800-545-6862.

RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE.

"ck" indicates that your monthly payment is automatically deducted from a checking account.
"cp" indicates that your monthly payment is not automatic and a coupon book is issued to you.

WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
NEW AUTOMOBILE		Max. LTV New = 100% of MSRP. Min. Amt Financed on 84 mo. term is $15,000.
Model Years	TERM (months)	APR (cp)	Pymt/$1000	APR (ck)	Pymt/$1000
2009-2010	84	7.99%	$15.58	N/A	N/A
2009-2010	75	6.39%	$16.21	6.14%	$16.09
2009-2010	72	5.61%	$16.39	5.36%	$16.27
2009-2010	66	5.29%	$17.49	5.04%	$17.38
2009-2010	63	3.94%	$17.60	3.69%	$17.48
USED AUTOMOBILE		2004 and newer Max. LTV = 100% NADA Retail. 2003 and older Max. LTV = 80% NADA Retail.
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
2008	63	3.94%	$17.60	3.69%	$17.48
2008	66	5.29%	$17.49	5.04%	$17.38
2008	72	5.44%	$16.21	5.19%	$16.19
2008	75	6.39%	$15.21	6.14%	$16.09
2007	63	4.45%	$17.83	4.20%	$17.71
2006	60	4.94%	$18.84	4.69%	$18.73
2005	60	5.64%	$19.16	5.39%	$19.05
2004	48	5.69%	$23.34	5.44%	$23.23
2002-03 80% LTV	36	6.05%	$30.44	5.80%	$30.33
SPECIALTY VEHICLE CLASSIC OR COLLECTIBLE			Maximum LTV is 80% of NADA retail.
1995 OR OLDER
1995 or older	48	7.55%	$24.20	7.30%	$24.08
1995 or older	36	7.30%	$31.01	7.05%	$30.90
MOTORCYCLES - NEW
2009-2010	60	6.99%	$19.79	6.74%	$19.68
2009-2010	72	7.99%	$17.53	7.74%	$17.41
MOTORCYCLES - USED
2004-2009 *	60	8.99%	$20.75	8.74%	$20.63
2001-2003**	48	10.99%	$25.84	10.74%	$25.72
* Max. LTV = 100% MSRP or NADA Retail. ** Max. LTV used = 85% NADA Retail.
PERSONAL (UNSECURED) LOAN
	Generator		Coupon Book		$300.00 minimum loan amount $15,000.00 maximum loan amount
12 months	8.74%		8.99%
Cost / Thousand	$87.32		$87.44
Up to 24 months	10.24%		10.49%
Cost / Thousand	$46.25		$46.37
Up to 36 months	10.99%		11.24%
Cost / Thousand	$32.73		$32.85
Up to 48 months	11.49%		11.74%
Cost / Thousand	$26.08		$26.20

RECREATIONAL VEHICLE
Term		Rate		Generator Rate is not available for this product.
1 - 10 Years		7.75%		Rate is determined by borrowers credit score
Cost / Thousand		$12.00		(Risk Based Pricing)
based on 10 year term

We will finance up to 90% of the value. (Maximum Loan Amt. of $55,000.00)

ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

PASSBOOK SHARE SECURED
	*Money Market, IRA, & Share Draft Accounts are ineligible as collateral.*
	MONTHLY PAYMENT 3% above passbook share rate
	Minimum loan $500.00.
	SINGLE PAYMENT 3% above passbook share rate.
	Minimum loan $500.00.
*PRINCIPAL & INT. PORTIONS OF THE LOAN MUST BE HELD IN THE SHARE AS COLLATERAL.*

SHARE DRAFT OVERDRAFT PROTECTION & PERSONAL CREDIT LINE
	Minimum Loan $500.00 Maximum Loan $5,000.00 Fixed Rate of 15%
	Cost / Thousand $12.33 (for a 30 day period)

NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.

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