Crescent Credit Union - The Great Feeling of Better Banking.

Deposit Account Rates

Rates Accurate as of

  INTEREST RATE

ANNUAL PERCENTAGE YIELD

MIN. DEPOSIT TO OPEN / EARN APY

CHECKING ACCOUNTS
eRewards Checking*
balances $0.01 - $5,000
1.98% 2.00% $5
eRewards Checking*
balances $5,000.01 - $25,000
0.99% 1.00% $5
eRewards Checking*
balances $25,000.01+
0.10% 0.10% $5
Relationship Checking 0.15% 0.15% $5
Crescent 62 Checking 0.05% 0.05% $5
*eRewards Checking APY will depend on the balance in the account. 2nd tier: 2.00% to 1.20% APY (over $5,000 to $25,000). 3rd tier: 1.20% to 0.38% APY (over $25,000). Statement cycle eligibilty requirements: Direct deposit of your net income at least once per monthly statement cycle; electronic delivery of your statements; pay at least one bill per month using our free online bill pay system; make at least 10 “pinless” purchases per month with your Crescent Visa Debit Card.Fees may reduce earnings. If criteria is not met account will earn 0.10% APY regardless of balance. A fee of $5 will be assessed and member pays POS fees, foreign ATM fees and surcharges per statement cycle when requirements are not met.
  INTEREST RATE

ANNUAL PERCENTAGE YIELD

MIN. DEPOSIT TO OPEN AND EARN APY

SAVINGS ACCOUNTS
Savings  (Passbook/Statement) 0.05% 0.05% $5
Club Account 0.05% 0.05% $1
Money Market 0.10% 0.10% $2,500
(for balances below $2,500) 0.01% 0.01% $5
Super Money Market
     $2,500 to $24,999.99 0.15% 0.15% $2,500
     $25,000 to $49,999.99 0.20% 0.20% $25,000
     $50,000 to $99,999.99 0.25% 0.25% $50,000
     $100,000 and over 0.30% 0.30% $100,000
(for balances below $2,500) 0.05% 0.05% $5
Maximum Money Market
     $2,500  to $24,999.99 0.20% 0.20% $2,500
     $25,000  to $49,999.99 0.25% 0.25% $25,000
     $50,000 and over 0.35% 0.35% $50,000
(for balances below $2,500) 0.05% 0.05% $5
Maximum Money Market requires a companion checking account with any of the following: (1) Monthly direct deposit or (2) $1,000 minimum daily balance or (3) activated Bill Pay service with three bills paid per statement period.  

Rates on accounts listed above may change after the account is opened. Fees on these accounts could reduce earnings.

Certificates of Deposit and IRA Certificates

  REGULAR CERTIFICATES IRA CERTIFICATES

MINIMUM DEPOSIT
TO OPEN

TERM INT RATE A.P.Y INT RATE

A.P.Y

91 Days .20% .20% .20% .20% $1,000
6 Month .25% .25% .25% .25% $1,000
9 Month .35% .35% .35% .35% $1,000
1 Year .40% .40% .40% .40% $1,000
15 Month .50% .50% .50% .50% $1,000
18 Month .55% .55% .55% .55%

$1,000

2 Years .70% .70% .70% .70%

$1,000

2 ½ Years .75% .75% .75% .75%

$1,000

3 Years .80% .80% .80% .80%

$1,000

4 Years .90% .90% .90% .90%

$1,000

5 Years 1.09% 1.10% 1.34% 1.35%

$1,000

SPECIAL
 8 Month*
0.65% 0.65% 0.65% 0.65% $1,000

*The maximum aggregate balance allowed for the Special 8-month Certificate is $250,000 for an individual's account(s) and $500,000 for joint account(s). When your 8-month certificate matures, it will roll over to the 6-month term and rate.

All deposits insured in full: National Credit Union Administration (NCUA) and Massachusetts Share Insurance Corp. (MSIC)

Unless otherwise indicated, the minimum deposit for all certificates is $1,000.00. You must maintain a minimum daily balance of $1,000.00 in your Certificate each day to obtain the disclosed annual percentage yield. Early withdrawal penalties may exist on Certificate Accounts. Above rates subject to change without notice.

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