Consumer Loan Rates Consumer Loan Rates

Apply Online, call 508-559-5409 or visit your nearest branch.

RATES ARE ANNUAL PERCENTAGE RATES AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES MAY VARY DEPENDING ON CREDIT SCORE. OTHER RATES AND TERMS AVAILABLE.

 

NEW AUTOMOBILE
Max. LTV New = 100% of MSRP.
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2016-2014 63 2.84% $17.10 3.09% $17.22
2016-2014 66 3.14% $16.52 3.39% $16.63
2016-2014 72 3.24% $15.30 3.49% $15.41
2016-2014 75 3.34% $14.79 3.59% $14.90
2016-2014 84 4.34% $13.83 4.59% $13.94
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USED AUTOMOBILE
WITH AS LITTLE AS 0% DOWN (Dollar amounts signify cost per thousand borrowed)
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2013-2012 63 3.04% $17.19 3.29% $17.30
2013-2012 72 3.24% $15.30 3.49% $15.41
2013-2012 75 3.54% $14.88 3.79% $15.00
2011-2010 63 3.24% $17.28 3.49% $17.39
2011-2010 66 3.64% $16.74 3.89% $16.85
2009 63 3.44% $17.37 3.69% $17.48
2008 60 3.84% $18.34 4.09% $18.46
2007-2006 60 4.14% $18.48 4.39% $18.59
2005 48 5.09% $23.07 5.34% $23.18
2004-2003  48 5.54% $23.27 5.79% $23.39
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SPECIALTY VEHICLE CLASSIC OR COLLECTIBLE
1995 OR OLDER
Maximum LTV is 80% of NADA retail.
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
1995 or older 36 6.55% $30.67 6.80% $30.78
1995 or older 48 6.80% $23.85 7.05% $23.97
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MOTORCYCLES - NEW & USED
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2015-2014 63 2.49% $16.95 2.74% $16.84
2015-2014 72 3.39% $15.37 3.64% $15.48
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MOTORCYCLES - USED
Model Years TERM (months) APR with autopay Pymt/$1000 APR with coupon book Pymt/$1000
2013-2011 63 3.54% $17.42 3.79% $17.53
2010-2008 63 4.29% $17.76 4.54% $17.87
2007-2005 48 5.94% $23.46 6.19% $23.57
Max. LTV = 100% MSRP or NADA Retail.
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PERSONAL (UNSECURED) LOAN
  APR with autopay APR with coupon book $1000.00 minimum loan amount

$25,000.00 maximum loan amount

12 months 4.99% 5.24%
Cost / Thousand $85.60 $85.71
Up to 24 months 4.99% 5.24%
Cost / Thousand $43.86 $43.98
Up to 36 months 4.99% 5.24%
Cost / Thousand $29.96 $30.08
Up to 48 months 6.49% 6.74%
Cost / Thousand $23.71 $23.82
Up to 60 months 6.99% 7.24%
Cost / Thousand $19.80 $19.91
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RECREATIONAL VEHICLE
Term APR Autopay rate is not available for this product.
1 - 10 Years 5.25% Rate is determined by borrowers credit score
Cost / Thousand $10.73 (Risk Based Pricing)
Based on 10 year term
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We will finance up to 90% of the value. (Maximum Loan Amt. of $55,000.00)

ABOVE RATES ARE APR’s AND ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE.

PASSBOOK SAVINGS SECURED
Money Market, IRA, & Checking Accounts are ineligible as collateral.
MONTHLY PAYMENT Fixed Rate: 4% over savings account rate Minimum loan $500.00.
SINGLE PAYMENT Fixed Rate: 4% over savings account rate Minimum loan $500.00.

PRINCIPAL & INT. PORTIONS OF THE LOAN MUST BE HELD IN THE SAVINGS ACCOUNT AS COLLATERAL.

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CHECKING ACCOUNT OVERDRAFT PROTECTION & PERSONAL CREDIT LINE
Minimum Loan $500.00 Maximum Loan $5,000.00 Fixed APR of 18%
$25.00 annual fee
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NOTICE: COST PER THOUSAND IS CALCULATED FOR THE MAXIMUM TERM IN THAT CATEGORY, REVOLVING ACCOUNTS ARE CALCULATED FOR A 30 DAY PERIOD.