Deposit Account Rates Deposit Account Rates

 

CHECKING ACCOUNTS INTEREST RATE ANNUAL PERCENTAGE YIELD MIN. DEPOSIT TO OPEN / EARN APY  
eRewards Checking* balances $0.01 - $5,000 1.98% 2.00% $5 Open an Account
eRewards Checking* balances $5,000.01 - $25,000 0.99% 1.00% $5 Open an Account
eRewards Checking* balances $25,000.01+ 0.10% 0.10% $5 Open an Account
Relationship Checking 0.15% 0.15% $5 Open an Account
Crescent 62 Checking 0.05% 0.05% $5 Open an Account

*eRewards Checking APY will depend on the balance in the account. 2nd tier: 2.00% to 1.20% APY (over $5,000 to $25,000). 3rd tier: 1.20% to 0.38% APY (over $25,000). Statement cycle eligibility requirements: Direct deposit of your net income at least once per monthly statement cycle; electronic delivery of your statements; pay at least one bill per month using our free online bill pay system; make at least 10 “pinless” purchases per month with your Crescent Visa Debit Card.Fees may reduce earnings. If criteria is not met account will earn 0.10% APY regardless of balance. A fee of $5 will be assessed and member pays POS fees, foreign ATM fees and surcharges per statement cycle when requirements are not met.

SAVINGS ACCOUNTS INTEREST RATE ANNUAL PERCENTAGE YIELD MIN. DEPOSIT TO OPEN / EARN APY  
Savings (Passbook/Statement) 0.05% 0.05% $5 Open an Account
Club Account 0.05% 0.05% $1 Open an Account
Maximum Money Market INTEREST RATE ANNUAL PERCENTAGE YIELD MIN. DEPOSIT TO OPEN / EARN APY Open an Account
$2,500  to $24,999.99 0.20% 0.20% $2,500  
$25,000  to $49,999.99 0.25% 0.25% $25,000  
$50,000 and over 0.35% 0.35% $50,000  
(for balances below $2,500) 0.05% 0.05% $5  
Super Money Market Special* INTEREST RATE ANNUAL PERCENTAGE YIELD MIN. DEPOSIT TO OPEN / EARN APY Open in Branch
$2,500 to $500,000 0.99% 1.00% $2,500  

Maximum Money Market requires a companion checking account with any of the following: (1) Monthly direct deposit or (2) $1,000 minimum daily balance or (3) activated Bill Pay service with three bills paid per statement period.

*Super Money Market Special offer available for a limited time only. New money only. Annual Percentage Yield (APY) as of 11/01/2016 and subject to change. Minimum balance to open and to earn the APY is $2,500. Maximum balance is $500,000. The introductory APY will be in effect for the first nine (9) statement cycles after the account is opened. Thereafter, the APY, including the APY on any existing account balance, will convert to the prevailing tiered Super Money Market Account APY in effect at that time. Fees may reduce earnings on the account. One (1) special Super Money Market Account per member. Offer may be withdrawn at any time.

Rates on accounts listed above may change after the account is opened. Fees on these accounts could reduce earnings.

TERM REGULAR CERTIFICATES IRA CERTIFICATES MINIMUM DEPOSIT TO OPEN
INT RATE A.P.Y INT RATE A.P.Y
91 Days .15% .15% .15% .15% $1,000
6 Month .20% .20% .20% .20% $1,000
9 Month .30% .30% .30% .30% $1,000
1 Year .35% .35% .35% .35% $1,000
15 Month .45% .45% .45% .45% $1,000
18 Month .50% .50% .50% .50% $1,000
2 Years .75% .75% .75% .75% $1,000
2 ½ Years .80% .80% .80% .80% $1,000
3 Years .95% .95% .95% .95% $1,000
4 Years 1.14% 1.15% 1.14% 1.15% $1,000
5 Years 1.34% 1.35% 1.34% 1.35% $1,000

All deposits insured in full: National Credit Union Administration (NCUA) and Massachusetts Share Insurance Corp. (MSIC)

Unless otherwise indicated, the minimum deposit for all certificates is $1,000.00. You must maintain a minimum daily balance of $1,000.00 in your Certificate each day to obtain the disclosed annual percentage yield. Early withdrawal penalties may exist on Certificate Accounts. Above rates subject to change without notice.

Fee Schedule