Crescent Credit Union

Personal Checking: A full menu of options...

Crescent Credit Union offers a full menu of personal checking accounts designed to meet your needs and exceed your expectations. Our checking account options offer flexibility for every lifestyle, regardless of your financial situation, allowing
you to manage your money efficiently and economically.

Checking Account	eRewards click to learn more	Relationship click to learn more	Free Checking click to learn more	Cresent 62 click to learn more	Student Checking click to learn more
Pays interest	Pays higher yield, tiered variable rates when requirements are met	Yes	-	Yes	-
Monthly fee	$5 waived when requirements are met	$10 waived if balance requirements are met	-	-	-
Balance to waive monthly fee	-	$10,000 in combined deposit and loan balances including mortgage	-	-	-
Direct deposit available	Direct deposit of your net income required at least once a month	Yes	Yes	Yes	Yes
Free electronic statements available	Required	Yes	Yes	Yes	Required
Visa debit card available	At least 10 "pinless" purchases required per month	Yes	Yes	Yes	Yes
ATM transactions	No foreign ATM fees and up to $10 per month rebate of surcharges other banks may charge for using their ATMS* when requirements are met	10 free foreign ATM transactions per monthly statement cycle** (ATM owner may charge a separate fee)	Foreign ATM fees and surcharges apply	Foreign ATM fees and surcharges apply	Up to $10 per month reimbursement for ATM fees
Point of sale (POS) fees waived	Yes* when requirements are met	Yes	Fees apply	Fees apply	Yes
Free online banking with bill pay	Minimum 1 bill pay transaction required per month	Yes	Yes	Yes	Yes
Free basic checks	Yes	Yes	Free first order of basic checks	Yes	Free first order of basic checks
No fee treasurer's checks and money orders	Fee applies	Yes	Fee applies	Fee applies	Fee applies
Loan benefits	0.25% APR discount with autopay (excludes mortgage and home equity)	0.25% APR discount with autopay (excludes mortgage and home equity) $250 off mortgage closing costs (direct deposit required)	0.25% APR discount with autopay (excludes mortgage and home equity)	0.25% APR discount with autopay (excludes mortgage and home equity)	0.25% APR discount with autopay (excludes mortgage and home equity)
Additional savings benefits	-	0.25% APY rate bonus on CDs and IRAs	-	-	-
Safe deposit discount	-	$20 off annually	-	-	-

*Foreign ATM fees, surcharges and POS fees will be charged to eRewards Checking account as they occur. The charges will be refunded at the end of the month should you meet the account requirements.

**Foreign ATM fees will be charged to Relationship Checking account as they occur. The fees will be refunded for up to 10 foreign ATM transactions at the end of the monthly statement cycle.