Crescent Credit Union - The Great Feeling of Better Banking.


Personal Checking: A full menu of options...

Crescent Credit Union offers a full menu of personal checking accounts designed to meet your needs and exceed your expectations. Our checking account options offer flexibility for every lifestyle, regardless of your financial situation, allowing
you to manage your money efficiently and economically.

Checking Account eRewards
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Relationship
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Free Checking
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Cresent 62
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Student Checking
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Pays interest Pays higher yield,
tiered variable rates
when requirements
are met
Yes - Yes -
Monthly fee $5
waived when requirements are met
$10
waived if balance requirements are met
- - -
Balance to waive monthly fee - $10,000
in combined deposit and loan balances including mortgage
- - -
Direct deposit available Direct deposit of your net income required at least once a month Yes Yes Yes Yes
Free electronic statements available Required Yes Yes Yes Required
Visa debit card available At least 10 "pinless" purchases required
per month
Yes Yes Yes Yes
ATM
transactions
No foreign ATM fees and up to $10 per month rebate of surcharges other banks may charge for using their ATMS* when requirements are met 10 free foreign ATM transactions per monthly statement cycle** (ATM owner may charge a
separate fee)
Foreign ATM fees and surcharges apply Foreign ATM fees and surcharges apply Up to $10 per month reimbursement for ATM fees
Point of sale (POS) fees waived Yes*
when requirements
are met
Yes Fees apply Fees apply Yes
Free online banking with bill pay Minimum 1 bill pay transaction required
per month
Yes Yes Yes Yes
Free basic checks Yes Yes Free first order of
basic checks
Yes Free first order of
basic checks
No fee treasurer's checks and money orders Fee applies Yes Fee applies Fee applies Fee applies
Loan benefits 0.25% APR discount
with autopay (excludes mortgage and home equity)
0.25% APR discount
with autopay
(excludes mortgage and home equity)
$250 off mortgage closing costs
(direct deposit required)
0.25% APR discount
with autopay
(excludes mortgage and home equity)
0.25% APR discount
with autopay
(excludes mortgage and home equity)
0.25% APR discount
with autopay
(excludes mortgage and home equity)
Additional savings benefits - 0.25% APY rate bonus on CDs and IRAs - - -
Safe deposit discount - $20 off annually - - -

*Foreign ATM fees, surcharges and POS fees will be charged to eRewards Checking account as they occur. The charges will be refunded at the end of the month should you meet the account requirements.

**Foreign ATM fees will be charged to Relationship Checking account as they occur. The fees will be refunded for up to 10 foreign ATM transactions at the end of the monthly statement cycle.